Home Loans

Home Loans from 5.63% pa Variable*

Lowest rates are generally on Basic Loans with redraw but no Offset . Rates are also more flexible than shown on sites like this. A strong Application we can shop to a few lenders to get a better rate than generally offered over the counter by that lender.

Competitive Loans available to 95% but listing rates is difficult as there are many lenders available with differing assessment guidelines. Some lenders also add mortgage insurance to the loan amount which can push LVR up to 97% approx.

SPECIAL DEAL: Need to have good income and may be able to assist with a 90% loan with Low Rate and

NO Mortgage Insurance…Lender conditions apply and depends on availability
Some lenders charge annual fees, or monthly fees but mainly on Offset Loans. Plus some lenders offer, at times, NO Application Fees, or NO Valuation Fees. We can check if deal is worthwhile and the best for our clients needs.

Some Lenders also offer Cash Back Loans BUT they will usually have Minimum Loan Amounts before you can qualify.

Need to be careful of some Lenders as a low rate is offered and may only be for a year, at the end of which it increases to regular rates

We will make sure you are not caught by this type of lenderĀ 

This is the assistance and help that I offer you to get a few of the best options to consider

*Rates listed are indicative